Copyright © 2008 The Simsbury Bank & Trust Company. All Rights Reserved.
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Call or visit any branch for more information.
Senior Mortgage Specialists
Jay Danillowicz – 860.251.0163 | Sherrie Krawczyk – 860.919.5864
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* APR = 5 year fixed rate at 3.74% Annual Percentage Yield for Adjustable Rate Mortgage (ARM), then adjusting annually thereafter. For a $100,000 loan at 3.74% the monthly payment for the first 60 months is $462.55. Payment does not include taxes or insurance; your actual payment may be higher. Interest rates are subject to potential increases over the life of the loan once the initial fixed-rate period expires. At adjustment your new mortgage rate will be the average weekly yield on United States Treasury securities adjusted to a constant maturity of one year plus a margin of 2.75% subject to annual and lifetime adjustment caps. APR is for zero point loan. To qualify for initial 5 year APR of 3.74% customer must have or open a Simsbury Bank checking account with online banking, e-statement delivery and debit card. If no checking account and required services, initial 5 year rate is 3.49% APR. Offer applies to qualifying borrowers for owner-occupied 1-4 family and condominium properties within the Bank’s lending geography; rate and term may vary based on credit score and history. Loans outside the Bank’s lending geography will be considered on a case-by-case basis. Required 10% down payment for loans up to $417,000. Maximum loan amount $850,000. Offer effective August 13, 2010.
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Equal Housing Lender