Copyright © 2008 The Simsbury Bank & Trust Company. All Rights Reserved.
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* APR = Annual Percentage Rates effective as of 1/29/10. Five year rate based on five year loan, 60 monthly
payments of $18.41 per thousand borrowed; ten year rate based on ten year loan, 120 monthly payments of
$10.24 per thousand. Must have or open a Simsbury Bank checking account with direct debit of loan payments
to qualify for lowest rates. If no account and direct debit relationship, five year loan APR is 4.25% and
ten year loan APR is 4.50%. Other rates and terms are available. Offer applies to qualifying borrowers for
owner-occupied 1-4 family and condominium properties within the Bank’s lending geography; loans outside
the Bank’s lending geography will be considered on a case by case basis. No fees for loans less than
$250,000; loans greater than $250,000 will be considered on a case by case basis and require customer to
pay closing and title costs. If a full appraisal is needed, customer cost is $375.00. All rates subject to change.
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