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Checking

Simsbury Bank offers four types of checking accounts. All of them feature:

  • Free SBT Online
  • Free Bill Pay
  • Free 24-hour telephone banking
  • Free ATM transactions at other banks1
  • Optional overdraft protection. (Choose between establishing a line of credit [credit approval required] or having needed funds automatically transferred from a Simsbury Bank savings account [limited to 6 transfers per month].)
  • Low minimum balance requirement that can be combined with a savings or CD to waive service charge

Pinnacle and Pinnacle Plus Accounts >

Offers the highest level of benefits to Simsbury Bank customers. With our Pinnacle Program we recognize customers who have a full relationship with us and reward that affiliation every day with preferred pricing and services.

Benefits include:

  • Your Combined Balances Qualify You for Special Benefits
  • Free ATM access across U.S. (for Pinnacle Plus customers)
  • Enhanced POS and cash limits
  • Preferred consumer loan rates
  • Preferred CD rates
  • No Annual Fee on Home Equity Lines of Credit2
  • Free Checks with Special Design
  • Free Checking
  • Free Transfers from Savings for Overdrafts
  • Specially Designed Debit Card
  • Special Account Statement Reflecting Your Combined Pinnacle Balances
  • View balance requirements and other information

Interest Checking >

Earn interest on your balance

Sycamore Free Checking >

Our most popular checking account, with the money-wise features our customers told us they value most

  • No minimum balance requirements
  • No monthly service charges
  • Free unlimited check writing

Senior Interest Checking >

Something extra for customers 55 and over**

[1] Simsbury Bank does not charge its customers a fee for transactions at other banks’ ATMs. (Some banks may impose a charge of their own for using their machines.) Simsbury Bank is a member of the SUM Program which offers surcharge-free ATM usage at thousands of participating banks’ ATMs. Just look for the SUM logo when traveling.

[2] APR = Variable Annual Percentage Rate based on the Wall Street Journal “prime rate” (“prime”). Maximum APR 18%. Rate subject to change during life of loan. No fees for loans less than $250,000; loans $250,000 and greater will be considered on a case-by case basis and require customer to pay closing and title costs. Full appraisal required for loans $250,000 or greater. Customer cost for full appraisal is $375 to $425. Final rate and term will be determined based on credit score and history. Customer responsible for property insurance and property taxes.

** One account per person. For personal use only, trusts and estates do not qualify. Check re-orders
must be brought to a branch to qualify for free checks; online reorders do not qualify.