Home Equity Loans & Lines of Credit

You can leverage the equity in your home to achieve important personal financial goals. These powerful products are often tax advantaged.* Purchase a vehicle, finance an education, make home improvements—or just be ready for the unexpected.

• No application fee or closing costs
• Use your owner-occupied home to reduce your taxes*
• Borrow up to 75% of your home’s equity. Use our Home Equity Borrowing Power calculator to estimate your equity**.

Choose from two different products to best suit your needs:

Home Equity Loan features:

• Fixed rates over the life of the loan
• Flexible terms
• Obtain a specific amount of funds for your needs
• No annual fee

Home Equity Line of Credit features:

• Variable rates based on prime***
• Borrow against this line for the first 10 years, then repay over the next 10 years
• Only pay interest on the funds you actually borrow
• Interest-only payments monthly during first 10 years
• Annual fee - $35

All loans are subject to credit approvals.

Call, visit or email one of our consumer bankers to discuss your needs, learn about alternatives, and get informed advice that helps you achieve your goals.