Home Equity Loans & Lines of Credit

You can leverage the equity in your home to achieve important personal financial goals. These powerful products are often tax advantaged.* Purchase a vehicle, finance an education, make home improvements—or just be ready for the unexpected.

• No application fee or closing costs
• Use your owner-occupied home to reduce your taxes†
• Borrow up to 75% of your home’s equity. Use our Home Equity Borrowing Power calculator to estimate your equity**.

Choose from two different products to best suit your needs:

Home Equity Loan features:

• Fixed rates over the life of the loan
• Flexible terms
• Obtain a specific amount of funds for your needs
• No annual fee

Home Equity Line of Credit features:

• Variable rates based on prime***
• Borrow against this line for the first 5 years, then repay over the next 15 years
• Only pay interest on the funds you actually borrow
• Interest-only payments monthly during first 5 years
• Annual fee applies