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» Mortgage Loans » Home Equity Loans » Consumer Loans

Mortgage Loans

Your first home? The house you always dreamed about? We have a variety of mortgage products, both fixed-rate and adjustable, to help you make a new purchase or refinance your current home.

  • Down payment options as low as 5%*
  • Flexible terms
  • Choose 0,1 or 2 point option to lower your closing costs or lower your interest rate
  • Fixed or adjustable rates are available**
  • "Jumbo" mortgages are available to accommodate larger loan requests

Fixed Rate Mortgages

  • Lock in a rate and payment you can plan on

Adjustable Rate Mortgages (ARMs)**

  • Adjustable Rate Mortgages often have a lower initial interest rate than longer term mortgages.
  • 1-year ARM: rate adjusts annually
  • 3, 5, and 7-year ARMs: fixed rate for the initial period, converting to a 1-year ARM thereafter

Refinancing Mortgages

  • Lower your monthly payment
  • Lower your interest rate
  • Change the term of your current mortgage
  • Cash-out equity for home improvements or other needs
  • Available in all fixed or ARM products and in all terms above
Construction Loans
  • Reduce your closing costs by using our one-closing construction-to-permanent mortgage
  • Choose a fixed- or adjustable-rate permanent mortgage
  • Interest-only payments during the construction phase
  • Pay interest on only the amount you have borrowed as you build
  • Automatically converts to a permanent mortgage upon construction completion
All loans are subject to credit approvals.

*Down payments of less than 20% require Private Mortgage Insurance.
**Rates on adjustable mortgages may increase or decrease at each adjustment period.