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Rates & Fees

To view interest rates for CDs, savings or checking accounts, please click on "Deposit Rates" below. For home, auto, or consumer loans, please click on "Loan Rates". To review our fees and charges, please click on "Fees".

» Deposit Rates » Loan Rates » Fees

Fees & Charges

General Fees
Item Fee
Check Collection (additional fees may apply) $20.00
Check Printing Varies
Electronic Stop Payment $25.00
Faxes (per page) $0.25
In-branch Statement Reprint $4.00
IRA Transfer (outgoing) $25.00
International ATM Transaction 1 $3.00
Legal Processing $45.00
Lost/Stolen ATM/Debit Card $15.00
Notary (for customers only) Free
On-us Check Cashing (for non-Bank relationships) 2 $5.00
Overdraft/Uncollected Fee 3 $30.00
Research (per hour) $35.00
Research (per page) $2.00
Return Deposited Item $15.00
Savings Excess Transaction Fee 4 $10.00
Savings Overdraft Transfer $5.00
Signature Guarantee (for customers only) Free
Statement Balancing (per hour) $25.00
Stop Payment $20.00
Temporary Checks (6) $5.00
Treasurer's/Cashier's Check (for customers only) Free
Foreign Currency/Drafts
Item Fee
Foreign Check Collection 5 $20.00
Foreign Currency Order $20.00
Foreign Currency Redeemed $20.00
Foreign Drafts (Purchase Foreign Checks) $35.00
Wires
Item Fee
Domestic - Outgoing $20.00
Domestic - Incoming $12.00
International - Outgoing $35.00
International - Incoming $15.00
Inactivity Fees
Item Fee
Checking per month after six months of no activity and balance is less than $200 $5.00
Savings per month after one year of no activity and balance is less than $200 $5.00
Online Banking
Personal Accounts Fee
All access and functions of SBT Online, including unlimited number of bill payment transactions Free
Business Accounts Fee
Access to SBT Online and Bill Payment Free
Monthly ACH access fee for up to 300 transactions $15.00
Monthly ACH access fee for more than 300 transactions $25.00
Plus per ACH file $7.50
Safe Deposit Box Fees
Box Size Annual Rent 6
w/ Acct. w/out Acct.
3"x5"x22" $45.00 $90.00
5"x5"x22" $65.00 $130.00
3"x10"x22" $75.00 $150.00
5"x10"x22" $105.00 $210.00
10"x10"x22" $160.00 $320.00
Key Replacement
Per key $20.00 $30.00
Drill Fee
As determined by Bonded Security Company $125.00 to $150.00 $250.00 to $300.00

1 ATM transactions at overseas U.S. Military bases are free.
2 Fees are assessed to individuals cashing on-us non-payroll checks without a deposit or loan relationship.
3 Applies to overdrafts created by check, in person withdrawal, ATM/debit transaction or other electronic means.
4 See any branch for the separate disclosure for this definition.
5 Other fees may apply.
6 Customers renting boxes before 11/21/05 and who do not have any other deposit or loan account with the Bank will continue to receive the “w/ Acct.” pricing. Customers renting boxes 11/21/05 and after, without any deposit or loan account with the Bank, will receive the “w/out Acct.” pricing.